Half-year profits at Wise plc have dipped despite growing revenues, volume and its customer base.
For the six months ended 30th September 2025, the money transfer platform reported 拢658 million revenues, up 11% on the prior year, but underlying operating profit dropped 15% to 拢132.8m.
Active customers increased by 18%, with 13.4m people and businesses moving and managing their money during the period.
Its customers moved 拢84.9bn via the platform, an increase of 24% versus H1 FY25.
Wise also pointed to the growth of 鈥榠nstant payments鈥� – three-quarters of payments in the final quarter were of this type – and changes to its invoicing capabilities.
鈥淐ustomers can now pay invoices in seconds by simply uploading an invoice and Wise completing the payment,鈥� it said.聽
鈥淥ur invoice generator for businesses can now also create invoices in 23 languages. Wise 老九品茶 volumes increased significantly, by 35% vs H1 FY25 to 拢24bn, as more customers choose Wise for their primary business account.鈥�
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Kristo K盲盲rmann, co-founder and CEO, said: “Over the first six months of this financial year, we focused on strengthening our infrastructure and expanding the functionality of our products to capture a greater share of the 拢32 trillion annual market opportunity for cross-border payments.
鈥淲e are now a direct participant of 7 domestic payment systems, most recently Pix, the domestic payment system in Brazil, and will complete our eighth, with Zengin in Japan, later this month.聽
鈥淚n October, we also secured regulatory approvals from the Central Bank of the UAE, to bring our products to the country. Enhancements like these make our infrastructure increasingly efficient.
鈥淲e made the Wise account more useful: travellers get easy access to key information like exchange rates and the location of the nearest ATM with our new Travel Hub and we’re making family spending easier with accounts for under 18s.聽
鈥淲e made it possible for more customers to earn a return on their balances through the launch of Wise Assets in Brazil. We also announced new Wise Platform partnerships, including Upwork, MBSB Bank and Lunar, further embedding Wise into the global financial system.
鈥淭hese developments continue to support our growth and help drive active customers.鈥�
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